StatementFlow

Convert Bank Statements to Xero (OFX)

Turn any PDF bank statement into a Xero-ready OFX file in seconds — import it as a bank statement, no reformatting.

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

Upload your statement and download an OFX file that Xero (and most accounting tools) import directly.

How to convert a bank statement to Xero

  1. 1Upload your bank statement — a PDF, scan, or phone photo from any bank. No converting to images first.
  2. 2Our vision AI reads every transaction and reconciles it against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Popular banks — statement to Xero

See all supported banks →

Bank statement to Xero — questions

Is converting bank statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by the Pro and Business plans, and credits never expire.

Does it work on scanned or photographed statements?+

Yes — that's the point. Upload a scan or a phone photo and the AI reads it, not just clean digital PDFs. Then export to Xero.

Which banks are supported?+

Any bank. We read statements with vision AI instead of per-bank templates, so it works on virtually any institution in most countries.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my financial data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your statements.

Prefer another format? Bank statement to Excel · Bank statement to CSV · Bank statement to QuickBooks

Guides for converting statements to Xero

See all bank statement guides.