Convert Bank Statement to QBO
Turn any PDF bank statement into a .qbo Web Connect file in seconds — the format QuickBooks accepts as a direct bank import.
Upload your statement
Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.
Drag & drop your statement here
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Encrypted in transit · Processed in memory · Deleted immediately
Upload a statement and download a .qbo file with the transaction structure and institution ID QuickBooks expects.
How to convert a bank statement to QBO
- 1Upload your bank statement — a PDF, scan, or phone photo from any bank. No converting to images first.
- 2Our vision AI reads every transaction and reconciles it against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose QuickBooks (QBO).
- 4In QuickBooks: Transactions → Bank transactions → Upload from file, then choose the .qbo file. QuickBooks matches it to the right account.
Popular banks — statement to QBO
Bank statement to QBO — questions
Is converting bank statements to QuickBooks free?+
Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by the Pro and Business plans, and credits never expire.
Does it work on scanned or photographed statements?+
Yes — that's the point. Upload a scan or a phone photo and the AI reads it, not just clean digital PDFs. Then export to QuickBooks.
Which banks are supported?+
Any bank. We read statements with vision AI instead of per-bank templates, so it works on virtually any institution in most countries.
How do I use the QuickBooks file?+
In QuickBooks: Transactions → Bank transactions → Upload from file, then choose the .qbo file. QuickBooks matches it to the right account.
Is my financial data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your statements.
What is a QBO file?+
A .qbo file is Intuit's Web Connect format — an OFX-based file describing a bank account and its transactions. QuickBooks treats it like a direct feed from your bank, so transactions land ready to categorise instead of being typed in.
What's the difference between QBO, QFX, and OFX?+
All three descend from OFX. QBO (Web Connect) is what QuickBooks imports, QFX is Quicken's equivalent, and plain OFX is what Xero and most other tools accept. Export QBO for QuickBooks and OFX for Xero — StatementFlow produces both from the same statement.
Will QuickBooks Desktop accept the QBO file?+
Yes. The file is written as OFX/SGML 1.0.2 with an institution ID (INTU.BID), which is what QuickBooks Desktop checks before accepting a Web Connect import. Use File → Utilities → Import → Web Connect Files.
Looking for bank statement to QuickBooks? Same converter, same export — that page covers the wording you searched for.
Prefer another format? Bank statement to CSV · Bank statement to Excel · Bank statement to QuickBooks · Bank statement to Xero · Bank statement to Tally XML · Bank statement to TallyPrime
Guides for converting statements to QBO
See all bank statement guides.