Convert Lloyds Bank Bank Statement to Xero
Turn your Lloyds Bank PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Personal and business PDF statements — digital or scanned.
Lloyds Bank → Xero
Upload your statement
Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.
Drag & drop your statement here
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Encrypted in transit · Processed in memory · Deleted immediately
How to convert a Lloyds Bank statement to Xero
- 1Upload your Lloyds Bank statement — a PDF, scan, or phone photo. No conversion to images needed.
- 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose Xero (OFX).
- 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Lloyds Bank to Xero — questions
Is converting Lloyds Bank statements to Xero free?+
Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.
Does it work with scanned Lloyds Bank statements?+
Yes. Upload a scan or a phone photo of your Lloyds Bank statement — the AI reads it, not just clean digital PDFs.
How do I use the Xero file?+
In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Is my Lloyds Bank data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your Lloyds Bank statements.
Prefer another format? Lloyds Bank to Excel · Lloyds Bank to CSV · Lloyds Bank to QuickBooks · Lloyds Bank to Tally
From a different bank? Convert any bank statement to Xero.
See all Lloyds Bank options or other United Kingdom banks.
How to download your Lloyds Bank statement
- 1Log in at lloydsbank.com or the Lloyds app.
- 2Select the account and choose “View statements”.
- 3Pick the statement month and download the PDF.
- 4Send it to StatementFlow.
Lloyds Bank statement formats we handle
Lloyds Classic, Club Lloyds, and business current-account statements.
Lloyds statements show payment-type codes (DEB, DD, FPI, TFR) next to each line; StatementFlow preserves these so you can categorise direct debits and faster payments in your spreadsheet.
What a Lloyds Bank statement looks like
A Lloyds statement lists transactions by date with a payment-type code (DEB for debit card, DD for direct debit, FPI/FPO for faster payments in/out, TFR for transfers), a description, separate Paid out and Paid in columns, and a running Balance. It opens with a balance brought forward and closes with the balance carried forward.
Tips for converting Lloyds Bank statements
- Download the PDF — Lloyds' CSV export leaves out the running balance and the payment-type codes that make categorising easier.
- StatementFlow preserves the DEB/DD/FPI/TFR codes, so you can sort direct debits and faster payments straight away in Excel.
- Halifax and Bank of Scotland share the Lloyds Banking Group layout, so the same conversion works for those accounts with no setup.
Guides for converting Lloyds Bank statements
See all bank statement guides.