Convert NatWest Bank Statement to Xero
Turn your NatWest PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Personal and business PDF statements — digital or scanned.
NatWest → Xero
Upload your statement
Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.
Drag & drop your statement here
or browse files
Encrypted in transit · Processed in memory · Deleted immediately
How to convert a NatWest statement to Xero
- 1Upload your NatWest statement — a PDF, scan, or phone photo. No conversion to images needed.
- 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose Xero (OFX).
- 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
NatWest to Xero — questions
Is converting NatWest statements to Xero free?+
Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.
Does it work with scanned NatWest statements?+
Yes. Upload a scan or a phone photo of your NatWest statement — the AI reads it, not just clean digital PDFs.
How do I use the Xero file?+
In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Is my NatWest data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your NatWest statements.
Prefer another format? NatWest to Excel · NatWest to CSV · NatWest to QuickBooks · NatWest to Tally
From a different bank? Convert any bank statement to Xero.
See all NatWest options or other United Kingdom banks.
How to download your NatWest statement
- 1Log in to the NatWest app or online banking.
- 2Select the account and open “Statements”.
- 3Download the statement PDF for the period you need.
- 4Drop it into StatementFlow.
NatWest statement formats we handle
NatWest Select, Reward, and business current-account statements.
NatWest statements list a transaction-type column (BAC, DPC, C/L) alongside Paid in / Paid out / Balance; StatementFlow maps each type to a clean description and verifies the running balance.
What a NatWest statement looks like
A NatWest statement lists transactions by date with a transaction-type code (BAC for Bacs, DPC for debit-card payment, C/L for cash-and-cheque, FP for faster payment), a description, and Paid in / Paid out / Balance columns. It opens with the balance brought forward and runs a balance on every line.
Tips for converting NatWest statements
- Use the PDF statement — the NatWest CSV download omits the running Balance column StatementFlow reconciles against.
- StatementFlow expands the BAC/DPC/C/L codes into clear descriptions, so the exported spreadsheet is readable without a key.
- Royal Bank of Scotland and Ulster Bank share the NatWest Group layout, so the same conversion covers those accounts.
Guides for converting NatWest statements
See all bank statement guides.