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Convert Santander UK Bank Statement to Xero

Turn your Santander UK PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Personal and business PDF statements — digital or scanned.

Santander UK → Xero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a Santander UK statement to Xero

  1. 1Upload your Santander UK statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Santander UK to Xero — questions

Is converting Santander UK statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned Santander UK statements?+

Yes. Upload a scan or a phone photo of your Santander UK statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my Santander UK data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your Santander UK statements.

Prefer another format? Santander UK to Excel · Santander UK to CSV · Santander UK to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all Santander UK options or other United Kingdom banks.

How to download your Santander UK statement

  1. 1Log in at santander.co.uk or the Santander app.
  2. 2Select the account and open “Statements & documents”.
  3. 3Download the PDF for the period.
  4. 4Upload it to StatementFlow.

Santander UK statement formats we handle

Santander Everyday, Edge, and business current-account statements.

Santander UK statements group transactions by date with a daily balance and use abbreviations (FPO, BGC, DD); StatementFlow expands them into clear descriptions and reconciles each day's balance.

Guides for converting Santander UK statements

How do I import a bank statement into Xero?Can I convert a scanned bank statement to Excel?Is it safe to convert a bank statement online?Is there a free bank statement converter?

See all bank statement guides.