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Convert NAB Bank Statement to Xero

Turn your NAB PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Personal and business PDF statements — digital or scanned.

NAB → Xero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a NAB statement to Xero

  1. 1Upload your NAB statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

NAB to Xero — questions

Is converting NAB statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned NAB statements?+

Yes. Upload a scan or a phone photo of your NAB statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my NAB data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your NAB statements.

Prefer another format? NAB to Excel · NAB to CSV · NAB to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all NAB options or other Australia banks.

How to download your NAB statement

  1. 1Log in to NAB Internet Banking or the app.
  2. 2Open the account → “Statements & documents”.
  3. 3Download the PDF.
  4. 4Drop it into StatementFlow.

NAB statement formats we handle

NAB Classic Banking, iSaver, and business account statements.

NAB statements list transactions with Debit/Credit columns and an AUD running balance; StatementFlow merges them into one signed amount and reconciles each line.

Guides for converting NAB statements

How do I import a bank statement into Xero?Can I convert a scanned bank statement to Excel?Is it safe to convert a bank statement online?Is there a free bank statement converter?

See all bank statement guides.