Convert Capital One Bank Statement to Xero
Turn your Capital One PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Checking, savings, and credit-card statements.
Capital One → Xero
Upload your statement
Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.
Drag & drop your statement here
or browse files
Encrypted in transit · Processed in memory · Deleted immediately
How to convert a Capital One statement to Xero
- 1Upload your Capital One statement — a PDF, scan, or phone photo. No conversion to images needed.
- 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose Xero (OFX).
- 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Capital One to Xero — questions
Is converting Capital One statements to Xero free?+
Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.
Does it work with scanned Capital One statements?+
Yes. Upload a scan or a phone photo of your Capital One statement — the AI reads it, not just clean digital PDFs.
How do I use the Xero file?+
In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Is my Capital One data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your Capital One statements.
Prefer another format? Capital One to Excel · Capital One to CSV · Capital One to QuickBooks
From a different bank? Convert any bank statement to Xero.
See all Capital One options or other United States banks.
How to download your Capital One statement
- 1Sign in at capitalone.com.
- 2Open the account and select “View statements”.
- 3Choose the statement and download the PDF.
- 4Drop it into StatementFlow.
Capital One statement formats we handle
360 Checking, 360 Performance Savings, and Venture, Quicksilver and Savor credit-card statements.
Capital One credit-card PDFs list both a transaction date and a posting date per line; StatementFlow keeps the posting date for accounting and drops the duplicate so each row maps to one ledger entry.
Guides for converting Capital One statements
See all bank statement guides.