Convert Capital One Bank Statement to Xero
Turn your Capital One PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Checking, savings, and credit-card statements.
Capital One → Xero
Upload your statement
PDF, scan, or phone photo — any bank. Exports to Excel, CSV, QBO, or OFX.
Encrypted in transit · Processed in memory · Deleted immediately
How to convert a Capital One statement to Xero
- 1Upload your Capital One statement — a PDF, scan, or phone photo. No conversion to images needed.
- 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose Xero (OFX).
- 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Capital One to Xero — questions
Is converting Capital One statements to Xero free?+
Yes — the free tier converts up to 25 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.
Does it work with scanned Capital One statements?+
Yes. Upload a scan or a phone photo of your Capital One statement — the AI reads it, not just clean digital PDFs.
How do I use the Xero file?+
In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Is my Capital One data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your Capital One statements.
Prefer another format? Capital One to Excel · Capital One to CSV · Capital One to QuickBooks · Capital One to Tally
From a different bank? Convert any bank statement to Xero.
See all Capital One options or other United States banks.
How to download your Capital One statement
- 1Sign in at capitalone.com.
- 2Open the account and select “View statements”.
- 3Choose the statement and download the PDF.
- 4Drop it into StatementFlow.
How to download Capital One transactions as CSV
- Sign in at capitalone.com and open the account.
- Find Download Transactions, near the transaction list or under Statements & documents depending on the account.
- Choose CSV and set the date range.
- Export the file.
The download covers recent history only. Older months are available as PDF statements.
Need months the download doesn't reach, or a CSV built from the official statement? Convert the PDF statements with StatementFlow instead. The CSV format guide shows the columns QuickBooks and Xero expect.
Capital One statement formats we handle
360 Checking, 360 Performance Savings, and Venture, Quicksilver and Savor credit-card statements.
Capital One credit-card PDFs list both a transaction date and a posting date per line; StatementFlow keeps the posting date for accounting and drops the duplicate so each row maps to one ledger entry.
Guides for converting Capital One statements
See all bank statement guides.