Convert American Express Bank Statement to Xero
Turn your American Express PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Card and high-yield savings statements.
American Express → Xero
Upload your statement
Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.
Drag & drop your statement here
or browse files
Encrypted in transit · Processed in memory · Deleted immediately
How to convert a American Express statement to Xero
- 1Upload your American Express statement — a PDF, scan, or phone photo. No conversion to images needed.
- 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose Xero (OFX).
- 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
American Express to Xero — questions
Is converting American Express statements to Xero free?+
Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.
Does it work with scanned American Express statements?+
Yes. Upload a scan or a phone photo of your American Express statement — the AI reads it, not just clean digital PDFs.
How do I use the Xero file?+
In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Is my American Express data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your American Express statements.
Prefer another format? American Express to Excel · American Express to CSV · American Express to QuickBooks
From a different bank? Convert any bank statement to Xero.
See all American Express options or other United States banks.
How to download your American Express statement
- 1Sign in at americanexpress.com.
- 2Open “Statements & Activity”.
- 3Select the billing period and download the PDF.
- 4Send it to StatementFlow.
American Express statement formats we handle
Amex card statements (Gold, Platinum, Blue Cash) and Amex High Yield Savings.
Amex card statements list new charges by cardmember with a payments/credits section above them; StatementFlow merges them into one dated transaction list and flags the closing balance so it matches your statement total.
Guides for converting American Express statements
See all bank statement guides.