StatementFlow

Convert U.S. Bank Bank Statement to Xero

Turn your U.S. Bank PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Personal and business PDF statements — digital or scanned.

U.S. BankXero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a U.S. Bank statement to Xero

  1. 1Upload your U.S. Bank statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

U.S. Bank to Xero — questions

Is converting U.S. Bank statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned U.S. Bank statements?+

Yes. Upload a scan or a phone photo of your U.S. Bank statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my U.S. Bank data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your U.S. Bank statements.

Prefer another format? U.S. Bank to Excel · U.S. Bank to CSV · U.S. Bank to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all U.S. Bank options or other United States banks.

How to download your U.S. Bank statement

  1. 1Sign in at usbank.com.
  2. 2Open the account and choose “View statements”.
  3. 3Download the PDF for the month you need.
  4. 4Upload it to StatementFlow.

U.S. Bank statement formats we handle

U.S. Bank Smartly checking, Standard Savings, and Altitude and Cash+ credit cards.

U.S. Bank places the running balance in the right-most column and resets it each period; StatementFlow reconciles forward from the opening balance so a single misread digit is caught immediately.

Guides for converting U.S. Bank statements

See all bank statement guides.