StatementFlow

Convert PKO Bank Polski Bank Statement to Xero

Turn your PKO Bank Polski PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Wyciągi osobiste i firmowe — cyfrowe lub skanowane.

PKO Bank PolskiXero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a PKO Bank Polski statement to Xero

  1. 1Upload your PKO Bank Polski statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

PKO Bank Polski to Xero — questions

Is converting PKO Bank Polski statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned PKO Bank Polski statements?+

Yes. Upload a scan or a phone photo of your PKO Bank Polski statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my PKO Bank Polski data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your PKO Bank Polski statements.

Prefer another format? PKO Bank Polski to Excel · PKO Bank Polski to CSV · PKO Bank Polski to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all PKO Bank Polski options or other Poland banks.

How to download your PKO Bank Polski statement

  1. 1Log in to iPKO or the IKO app at pkobp.pl.
  2. 2Open the account and go to “Historia” → “Wyciągi”.
  3. 3Download the monthly wyciąg as PDF.
  4. 4Upload the PDF to StatementFlow.

PKO Bank Polski statement formats we handle

PKO Konto za Zero, business accounts, and savings — personal and firmowe (business) wyciągi.

PKO wyciągi use Polish formatting (DD.MM.YYYY, 1 234,56) and a Winien/Ma (debit/credit) layout in PLN; StatementFlow parses the Polish columns and reconciles the saldo on every line.

Guides for converting PKO Bank Polski statements

See all bank statement guides.