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Convert N26 Bank Statement to Xero

Turn your N26 PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. PDF statements exported from the N26 app.

N26 → Xero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a N26 statement to Xero

  1. 1Upload your N26 statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

N26 to Xero — questions

Is converting N26 statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned N26 statements?+

Yes. Upload a scan or a phone photo of your N26 statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my N26 data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your N26 statements.

Prefer another format? N26 to Excel · N26 to CSV · N26 to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all N26 options or other Germany banks.

How to download your N26 statement

  1. 1Open the N26 app or web app.
  2. 2Go to the account → “Download statement” (Kontoauszug).
  3. 3Choose the month and export the PDF.
  4. 4Upload it to StatementFlow.

N26 statement formats we handle

N26 Standard, Smart, and business account statements (app-exported).

N26 is app-only with clean digital PDFs that list the merchant and category per transaction; StatementFlow keeps the merchant as the description for EUR bookkeeping.

Guides for converting N26 statements

How do I import a bank statement into Xero?Can I convert a scanned bank statement to Excel?Is it safe to convert a bank statement online?Is there a free bank statement converter?

See all bank statement guides.