StatementFlow
Sign inStart free →

Convert BMO Bank Statement to Xero

Turn your BMO PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Personal and business PDF statements — digital or scanned.

BMO → Xero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a BMO statement to Xero

  1. 1Upload your BMO statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

BMO to Xero — questions

Is converting BMO statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned BMO statements?+

Yes. Upload a scan or a phone photo of your BMO statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my BMO data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your BMO statements.

Prefer another format? BMO to Excel · BMO to CSV · BMO to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all BMO options or other Canada banks.

How to download your BMO statement

  1. 1Sign in to BMO Online Banking or the app.
  2. 2Open the account → “Statements & Documents”.
  3. 3Download the PDF.
  4. 4Send it to StatementFlow.

BMO statement formats we handle

BMO personal chequing/savings and business account statements.

BMO statements list transactions with a CAD running balance and a description column; StatementFlow reconciles each line and keeps the description for bookkeeping.

Guides for converting BMO statements

How do I import a bank statement into Xero?Can I convert a scanned bank statement to Excel?Is it safe to convert a bank statement online?Is there a free bank statement converter?

See all bank statement guides.