Convert Bank of America Bank Statement to Xero
Turn your Bank of America PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Works with BofA consumer, business, and Merrill statements.
Bank of America → Xero
Upload your statement
Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.
Drag & drop your statement here
or browse files
Encrypted in transit · Processed in memory · Deleted immediately
How to convert a Bank of America statement to Xero
- 1Upload your Bank of America statement — a PDF, scan, or phone photo. No conversion to images needed.
- 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
- 3Review and edit the table if you like, then click Export and choose Xero (OFX).
- 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Bank of America to Xero — questions
Is converting Bank of America statements to Xero free?+
Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.
Does it work with scanned Bank of America statements?+
Yes. Upload a scan or a phone photo of your Bank of America statement — the AI reads it, not just clean digital PDFs.
How do I use the Xero file?+
In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.
Is my Bank of America data safe?+
Your file is processed in memory to extract the transactions and then deleted immediately. We never store your Bank of America statements.
Prefer another format? Bank of America to Excel · Bank of America to CSV · Bank of America to QuickBooks
From a different bank? Convert any bank statement to Xero.
See all Bank of America options or other United States banks.
How to download your Bank of America statement
- 1Sign in at bankofamerica.com and select your account.
- 2Open the “Statements & Documents” tab.
- 3Choose a statement period and download the PDF.
- 4Drop the PDF into StatementFlow as-is.
Bank of America statement formats we handle
Covers BofA Advantage checking, savings, Customized Cash Rewards and Travel Rewards credit cards, and Merrill brokerage statements.
BofA combines deposits and withdrawals into a single signed “Amount” column, and credit-card statements split into separate payments and purchases sections — StatementFlow merges them into one clean dated list with a verified running balance.
Guides for converting Bank of America statements
See all bank statement guides.