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Convert Santander Bank Statement to Xero

Turn your Santander PDF statement — digital, scanned, or a phone photo — into Xero (OFX) in seconds. An OFX file that Xero — and most other accounting tools — import as a bank statement. Extractos de cuentas personales y de empresa.

Santander → Xero

Upload your statement

Drag & drop a PDF, scan, or photo — any bank. Our AI extracts every transaction and exports to Excel, CSV, QBO, or OFX.

Drag & drop your statement here

or browse files

PDF · PNG · JPG · WEBPUp to 20MB · 50 pages

Encrypted in transit · Processed in memory · Deleted immediately

How to convert a Santander statement to Xero

  1. 1Upload your Santander statement — a PDF, scan, or phone photo. No conversion to images needed.
  2. 2Our vision AI reads the transactions and reconciles them against the running balance, flagging any misread digits.
  3. 3Review and edit the table if you like, then click Export and choose Xero (OFX).
  4. 4In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Santander to Xero — questions

Is converting Santander statements to Xero free?+

Yes — the free tier converts up to 10 pages a month with no credit card. Larger volumes are covered by Pro and Business plans.

Does it work with scanned Santander statements?+

Yes. Upload a scan or a phone photo of your Santander statement — the AI reads it, not just clean digital PDFs.

How do I use the Xero file?+

In Xero: open the bank account → Manage Account → Import a Statement, then upload the .ofx file.

Is my Santander data safe?+

Your file is processed in memory to extract the transactions and then deleted immediately. We never store your Santander statements.

Prefer another format? Santander to Excel · Santander to CSV · Santander to QuickBooks

From a different bank? Convert any bank statement to Xero.

See all Santander options or other Spain banks.

How to download your Santander statement

  1. 1Log in to Santander online banking or the app.
  2. 2Open the account → “Extractos y documentos”.
  3. 3Download the extracto PDF.
  4. 4Upload it to StatementFlow.

Santander statement formats we handle

Santander Cuenta Online and cuentas de empresa (business) statements.

Santander España extractos use Spanish formatting (1.234,56 €, DD/MM/YYYY) with Cargo/Abono (debit/credit) and a concepto per line; StatementFlow keeps the concepto as the description and reconciles the saldo in EUR.

Guides for converting Santander statements

How do I import a bank statement into Xero?Can I convert a scanned bank statement to Excel?Is it safe to convert a bank statement online?Is there a free bank statement converter?

See all bank statement guides.